Inflation Calculator

Calculate inflation impact on money value over time

Inflation Impact Details
Inflation Impact

Enter amount and inflation details to see impact

Understanding Inflation

What is Inflation?

Inflation is the rate at which the general level of prices for goods and services rises, eroding purchasing power. When inflation occurs, each unit of currency buys fewer goods and services than it did before.

How Inflation Affects You

  • Purchasing Power: Your money buys less over time
  • Savings: Cash savings lose value if not invested
  • Fixed Income: Salaries may not keep up with inflation
  • Debt: Fixed-rate debt becomes cheaper to repay

Protecting Against Inflation

  • Invest in assets that typically outpace inflation
  • Consider inflation-indexed bonds (TIPS)
  • Invest in real estate and REITs
  • Diversify with stocks and commodities

Historical Context

India Average (2010-2020):6.2%
India Average (2020-2023):5.8%
RBI Target:4% ± 2%

Pro Tips

  • 💡Use this calculator to plan your investments and ensure your money grows faster than inflation
  • 💡A good rule of thumb is to aim for returns that are at least 2-3% higher than the inflation rate

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